Countertop Financing With Monthly Payments
Countertop financing in Boynton Beach comes through Synchrony, so you can pay for new countertops in monthly payments, subject to credit approval. We price your project first with a free estimate, and the lender sets the term and monthly payment at approval.
- Through Synchrony, subject to credit approval
- A free, no-obligation estimate comes first
- Priced by the square foot, with every item listed
Financing
Countertop Financing Through Synchrony
We handle the countertops. Synchrony, a third-party lender, handles the financing.
If you’d rather spread the cost of new countertops over monthly payments, you can apply for financing through Synchrony. The lender makes the credit decision and sets the term and monthly payment at approval. American Countertops & Design doesn’t lend money or approve credit.
Our part is the project itself. You choose quartz, granite, quartzite or marble, then the slab itself — the one your counters get cut from, not a small sample. Browse our slabs in stock to start. We fabricate it at our Boynton Beach shop and install it with our own crew.
That order matters when you finance: know the cost before you decide how to pay for your countertop project. Stop by the showroom or call (561) 200-5555 to get your free estimate.
Financing at a glance
- Lender
- Synchrony, a third-party lender
- Approval
- Subject to credit approval
- Term and monthly payment
- Set by the lender at approval
- Where you apply
- Synchrony’s website, from the Start My Application button
- Your estimate
- Free, with no obligation
How It Works
How Financing Fits Your Estimate
Price the project first, then choose how to pay for it.
Your estimate is built from your kitchen or bath, not from the way you pay. One square-foot rate carries the stone, the template, fabrication and install. For a slab from our stock, you pay only for the area your counters take. Stone ordered in for you can work differently, because some colors are sold only by the full slab.
Free estimate
We measure at your home for free, or price the job from a photo and rough measurements.
Your price, line by line
The estimate lists the square footage, the edge profile, the sink and cooktop cutouts and any tear-out.
Choose how to pay
Pay by card, check, wire transfer or Zelle (see payment methods), or apply for monthly payments through Synchrony, subject to credit approval.
The design consultation and the estimate cost nothing, at our showroom or in your home.
Your Project
What You Can Finance
You apply to pay for a project with us, and your estimate spells out everything in it. What Synchrony will finance is the lender’s decision.
A single estimate can bring together:
- Countertops for the kitchen, island, bathroom vanity, laundry room or bar, in quartz, granite, quartzite or marble. Island and overhang layouts live on our kitchen countertops page.
- A matching backsplash cut from your countertop stone, standard 4-inch or full height.
- Your sink in any style: undermount, top-mount, farmhouse or double-bowl, set on installation day.
- Made-to-order cabinetry, which our team also installs.
- Taking out and hauling away your old countertops, listed on the estimate.
Spending less matters as much as spreading it out. A small vanity or laundry top may fit a remnant, which often costs less because that stone is already in our inventory. Ask about remnants for smaller projects, and read our guide to ways to save on countertops. Approval, the term and the monthly payment are up to the lender.
Apply
How to Apply
Apply online with Synchrony, the lender, whenever you’re ready.
The Start My Application button opens Synchrony’s website in a new tab, where you complete the application. Synchrony reviews it, makes the credit decision and, on approval, sets the term and monthly payment.
Apply before your estimate, after it, or not at all. We suggest the estimate first, so you know the total. Questions? Call (561) 200-5555 or ask at the showroom.
FAQ
Financing Questions
Who provides your countertop financing?
Synchrony does. Financing is provided by Synchrony, a third-party lender, and every application is subject to credit approval. American Countertops & Design sells, fabricates and installs the countertops; we are not the lender, and Synchrony determines the term and monthly payment at approval. To start, use the Start My Application button on this page, which opens Synchrony’s website.
Does applying for financing change my estimate?
No. Your estimate is priced from the project itself: the square footage, the slab, the edge profile, the cutouts and anything else the job needs, each one listed so you know what’s included before we start. Applying with Synchrony is a separate step, and the lender, not us, sets the term and monthly payment at approval. Your estimate stays free and without obligation whether you apply or not.
Can I finance cabinets and a backsplash together with my countertops?
Cabinets, a backsplash and countertops can all go on one estimate. We cut the backsplash from the same stone as the counters, standard 4-inch or full height, and our team installs made-to-order cabinetry. Financing through Synchrony is for your project with us and is subject to credit approval, with the term and monthly payment set by the lender. Ask us to put every piece you want on the estimate before you apply.
What do I need to apply for financing?
The application belongs to Synchrony, the lender, so the information it asks for and the approval decision are Synchrony’s. You fill it in on their website through the Start My Application button. On our side, it helps to have your estimate first: send us a picture of the room and approximate dimensions (a hand-drawn sketch is fine), or let us measure for free, and you’ll know the project total before you apply.
What payment methods do you accept?
We accept Zelle, checks, wire transfers, and credit or debit cards; paying by card adds a 3.5% processing fee. Ask us about the payment schedule when we prepare your estimate. Financing through Synchrony is another way to pay, subject to credit approval, with the term and monthly payment set by the lender.
Fine Print
Important Financing Details
- Financing is provided by a third-party lender and is subject to credit approval. Term and monthly payment are determined by the lender at approval.
- American Countertops & Design is not the lender and does not make credit decisions.
- We don’t quote rates, terms or payment amounts. Those come from Synchrony, the lender.
- The Start My Application button opens Synchrony’s website in a new tab, where the application is completed and reviewed by Synchrony.
- Read the terms Synchrony shows you before you accept an offer of credit.
Free Estimate
Start With a Free Estimate
Know what your countertops cost before you apply for anything. Pricing is free and commits you to nothing.
Visit our Boynton Beach showroom and walk the racks of 500+ slabs, or have us measure at your home at no cost. Design help is free too, so bring a floor tile or a cabinet sample.
- Free estimate, with no obligation
- Synchrony financing, subject to credit approval
- 500+ slabs in stock to choose from
- Fabricated in-house, installed by our crew
Get Your Free Countertop Estimate
Three quick steps. We reply with pricing for your slab and your layout.
Step 1 of 3
Prefer to talk first? Call (561) 200-5555 or email sales@american-tops.com.
- Address
- 2114 Corporate Dr
Boynton Beach, FL 33426
Get Directions (opens in a new tab) - Hours
- Mon–Fri 8am–5pm
Sat 9am–2pm
Sun closed
From Boynton Beach we cover Palm Beach County and North Broward, and we go north to Port St. Lucie too; call and we’ll check your address. See all areas we serve